That's exactly what the free consultation is for. As a general guide: Essential is ideal if you're a startup or solo business owner who needs clean, reliable books every month. Advanced fits growing businesses that need AR/AP management and deeper cash flow visibility. Strategic is for established businesses ready to use their financial data to make smarter decisions and scale. When in doubt, book a call — we'll match you to the right fit.

Each package builds on the one before it — nothing is taken away. Essential covers transaction categorization, bank and credit card reconciliations, and standard monthly statements (P&L and Balance Sheet). Advanced adds AR/AP management, receipt and document handling, and deeper reports like Cash Flow and AR/AP Aging. Strategic adds department-level reporting, budget vs. actual tracking, KPI snapshots, and Quarterly Strategic Reviews.

Absolutely — and we make it seamless. No new onboarding process, no disruption to your books. We proactively monitor your needs and will recommend an upgrade when the time is right. Many clients start on Essential and naturally grow into Advanced or Strategic as their business scales. You'll never outpace us.

Add-ons are optional services layered onto any core package. Payroll Services handles setup and ongoing processing in Gusto or QuickBooks. Projects on Demand covers one-off cleanup, catch-up, or special financial projects. Fractional Finance Ops gives you strategic CFO-level guidance — budgeting, cash flow planning, and financial decision support — without the cost of a full-time hire. You only add what your business actually needs.

Pricing is based on the package level and your business complexity — transaction volume, number of accounts, and scope of work. We assess this during the free consultation and provide a transparent, itemized proposal within 48 hours. What you see in the proposal is exactly what you pay. No hidden fees, no scope creep without your approval.

No long-term contracts. We operate month-to-month because we believe in earning your business every month through the quality of our work — not locking you in. Our retention speaks for itself: clients stay because the value is undeniable and the relationship is built on trust.

Very quickly. After your free consultation, you'll receive a proposal within 48 hours. Once you give the go-ahead, onboarding takes approximately one week — we handle account access, system configuration, and an initial review of your books. Most clients have clean, organized financials before their first full month of service even begins.

Yes — this is one of the most common situations we encounter. Our Projects on Demand add-on is built specifically for catch-up and cleanup work. We'll assess the state of your books during the free consultation and recommend whether to start with a cleanup project or move directly into ongoing service. Either way, we'll get your finances back on track.

Every month you receive fully reconciled books and financial statements delivered in plain English — not accounting jargon. Depending on your package, this also includes Cash Flow statements, AR/AP Aging reports, KPI snapshots, and Quarterly Strategic Reviews. You'll always know exactly where your money is, what's coming in, and what decisions you can confidently make.

No — you don't need to have anything set up before we start. We work with QuickBooks Online and Gusto and handle the full configuration as part of onboarding. If you're already using a platform, we'll connect to it. If you're starting fresh, we'll set it up correctly from day one. Our team is QuickBooks Online Certified so you're in expert hands.